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Quick, low-risk steps

  1. Keep everyone away from downed lines, unstable ceilings, and fallen material.
  2. Photograph damage only from the ground or a safe interior location.
  3. Record the storm date and check official event records.
  4. Move belongings only when the area is safe.
  5. Compare written roof scopes before authorizing work.

What a Professional Inspection Typically Documents

A thorough hail roof inspection goes beyond what you can see from the ground. It includes a close examination of shingles, flashing, vents, and gutters for hail impact marks, cracks, or granule loss. The inspector should note the size and density of hail hits, as these affect the roof's remaining life.

The inspection report should also document the roof's age, material type, and any pre-existing wear. This helps distinguish new storm damage from old deterioration. A written scope of work will list needed repairs or replacement, including measurements, materials, and waste disposal.

  • Date and time of the storm event, verified with official records.
  • Hail size and direction of impact, if determinable.
  • Photos of each damaged area with a reference for scale.
  • Condition of soft metals like roof vents and flashing, which show hail dents clearly.
  • Granule loss on shingles, which may appear as bare spots or excessive granules in gutters.

Safe Observations You Can Make from the Ground

After a storm, you can gather useful evidence without leaving the ground. Walk around your property and look for dents on gutters, downspouts, and air conditioner fins. These soft metal items often show hail impact clearly. Check for shingle granules in gutters or at downspout outlets.

Inside your home, look for water stains on ceilings or walls, which may indicate roof leaks. Use a flashlight in the attic to spot wet insulation, water trails, or daylight through the roof deck. Photograph everything you find, but do not touch electrical fixtures if water is present.

  • Dents on gutters, downspouts, or outdoor AC units.
  • Cracked or missing shingles visible from the ground.
  • Excessive granules in gutters or on the ground near downspouts.
  • Interior water stains, peeling paint, or damp insulation.
  • Hail damage to siding, windows, or decks, which supports a roof claim.

Documenting Evidence for Insurance

Your insurer will need clear evidence to process a claim. Start by recording the storm date and checking the NOAA Storm Events Database for official hail reports in your area. This helps establish that a qualifying event occurred, though it does not prove damage to your property.

Take photos and videos of all suspected damage, using a ruler or coin for scale. Keep a log of all communications with your insurer and contractor. The Texas Department of Insurance warns against signing contracts with contractors who promise to handle your claim without your involvement.

  • Check NOAA storm reports for hail size and date in your area.
  • Photograph damage with a scale reference, like a ruler or coin.
  • Keep a written log of calls, emails, and adjuster visits.
  • Get a written repair estimate that matches the insurance adjuster's scope.
  • Review your policy for deadlines and documentation requirements.

Choosing a Qualified Roofing Professional

After a storm, many contractors go door-to-door offering free inspections. While some are reputable, others may exaggerate damage or pressure you into signing a contract. Always verify a roofer's Texas license, insurance, and local references before allowing an inspection.

Ask for a detailed written scope of work that includes measured roof area, tear-off layers, decking allowance, underlayment, flashing, ventilation, materials, permits, disposal, and warranties. Compare at least two scopes before authorizing any work. A legitimate contractor will never ask you to pay the full amount upfront.

  • Verify the contractor's Texas license and insurance.
  • Ask for local references and check recent reviews.
  • Get a written scope that lists all materials and line items.
  • Compare multiple scopes using a checklist to spot differences.
  • Never sign over your insurance check or pay in full before work is done.

Take this with you

Evidence and scope checklist

  • Measured roof area and waste factor
  • Number of tear-off layers
  • Decking allowance for replacement
  • Underlayment type and coverage
  • Flashing and penetration details
  • Ventilation requirements
  • Materials and fastening specifications
  • Permit and inspection responsibilities
  • Disposal and cleanup included
  • Workmanship and manufacturer warranties
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Common questions

What homeowners ask next

Can I inspect my roof myself after a hailstorm?

You can observe from the ground or inside your attic, but climbing onto a roof is dangerous and may cause further damage. A professional inspection is needed to assess hidden damage and for insurance claims.

What if my insurance adjuster says there is no damage?

You can request a re-inspection or hire an independent roofing professional for a second opinion. Provide any additional evidence you have gathered, such as photos or NOAA storm data.

How soon after a storm should I get an inspection?

As soon as it is safe to do so. Prompt documentation helps with insurance claims, but check your policy for any time limits on filing. Temporary protective measures may be needed to prevent further damage.

Evidence

Sources used for this guide

Research checked July 31, 2026

Optional next step

Need an on-site professional?

Use the guide and worksheet first so you can describe the situation and compare the full scope. A referral is optional; you can also contact a licensed local provider directly.

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We have not enabled a provider route for this site. Use the checklist to contact and verify local providers yourself; urgent hazards should go to the appropriate emergency or public service.